Florida Law & Insurance Wind Mitigation Inspection in Florida:Your Guide to Insurance Savings One inspection, one form, and credits your insurer is required by Florida law to offer — most homeowners are already paying for wind-resistant features nobody ever documented. Here’s how the OIR-B1-1802 works and how to capture every credit you’ve earned. By Ronny…

Florida Law & Insurance · Updated September 2026 The Florida 25% Roof Rule,Explained Honestly Whether storm damage means a repair or a full replacement often comes down to one line of the building code — and one date in your roof’s permit history. Here’s how the rule works now, after the 2022 law change most…