Metal Roof
Installation
For owners buying their last roof. Correctly specified for your exposure — because the difference between a metal roof that lasts forty years and one that fails in twelve is usually the alloy, not the installer.
Buy It Once
A properly installed metal roof in Florida gives you 40 to 50 years. A shingle roof gives you 20 to 25. Over the life of a house, that's one metal roof or two-and-a-half shingle ones.
The performance case is straightforward. Concealed-fastener systems leave nothing exposed for wind to catch or salt air to attack. Reflective finishes shed solar heat rather than pushing it into your attic. There's no organic material to grow algae, no granules to wash into your gutters, and nothing that softens in August.
The catch is up-front cost. Metal typically runs two to three times a comparable shingle roof. It pays back over decades — which makes it an easy decision if you're staying, and a harder one if you're not.
Standing seam installation — concealed fasteners, nothing exposed to wind or salt
Three Systems,
Three Different Jobs
These aren't interchangeable. Each suits a different house, a different budget, and a different set of HOA rules.
| Standing Seam | 5V Crimp | Stone Coated | |
|---|---|---|---|
| Fasteners | Concealed in the seam | Exposed, gasketed | Concealed clip system |
| Look | Clean vertical lines, contemporary | Traditional Florida, Old Cracker | Reads as tile or shake |
| Relative cost | Highest | Lowest of the three | Middle to high |
| Maintenance | Minimal | Gaskets need checking over time | Minimal |
| HOA acceptance | Varies — often approved | Often restricted | Widely approved, reads as tile |
| Best for | Coastal, high wind, modern homes | Barns, cottages, budget-conscious | Tile communities wanting less weight |
| Details | Standing seam → | 5V metal → | Stone coated → |
If you're in a tile community and love the look but not the weight, stone coated is worth a serious look — it drops the structural question entirely while keeping the profile.
Which Metal,
and How Far From Salt
This is the single most important decision on a Florida metal roof, and it barely gets discussed.
Galvalume — steel with an aluminium-zinc coating — is the workhorse. Strong, cost-effective, and excellent inland. But in salt spray it corrodes, and the closer you are to open water the faster that happens.
Aluminium costs more and dents more easily. It also doesn't rust. On coastal exposure that single property outweighs everything else, which is why we specify aluminium near the water and galvalume inland.
If a contractor quotes you a metal roof for a beachfront house without asking how close you are to the water, that tells you something worth knowing before you sign.
Coastal installation — alloy selection matters more here than anywhere
Wind Ratings — What They Actually Mean
You'll see metal advertised with a wind speed attached. That number applies to a tested assembly — the specific panel, gauge, fastener, clip spacing, underlayment, and deck — not to the metal itself. Change any one of those and the rating no longer applies.
Our systems carry current Florida Product Approval FL29523, with Miami-Dade approved configurations available for high-velocity hurricane zones. Ask any contractor for the approval number covering the exact assembly they're quoting. It's a fair question and the answer is revealing.
How a Metal
Installation Runs
Free inspection and exposure assessment
We measure, check your structure, and establish how far you are from salt water. That last one determines the alloy, and the alloy determines most of the price.
System and colour selection
Panel profile, gauge, finish, and colour — with physical samples brought to your home. We handle HOA architectural submittals where your community requires them.
Permits and preparation
County permitting filed, landscaping and pool cages protected. Metal panels are long and awkward, so we plan access and staging before anything arrives on site.
Tear-off and deck work
Down to bare decking, every sheet inspected. Damaged plywood replaced at the price quoted up front, and the deck re-nailed to current Florida code.
High-temperature underlayment
Metal gets far hotter than shingle, and standard membrane degrades under it. We use high-temperature rated self-adhered underlayment — this is a genuine and common corner-cut, and it's invisible once the panels go on.
Panels, clips and flashing
Panels set to manufacturer clip spacing, with expansion allowed for — metal moves considerably with Florida heat cycling, and a panel fastened rigidly will oil-can or tear at the fixings. Valleys, ridges, and penetrations detailed properly.
Inspection, cleanup and paperwork
County inspection passed, magnet sweep daily, manufacturer warranty registered in your name, and the full document package including what you'll need for your next wind mitigation inspection.
Included in Every Metal Roof
Metal Roofs We've Installed
More in our project gallery.
When Metal Isn't the Right Call
If you're selling within five years. Metal costs two to three times a shingle roof and you won't recover that at closing. A quality shingle roof with current-code underlayment satisfies buyers and inspectors for far less.
If your HOA won't approve it. Plenty of Florida communities restrict metal, or restrict it to profiles that read as tile. Check your guidelines before you fall in love — send them to us and we'll tell you what's approvable.
If the budget is genuinely tight. A well-installed shingle roof with proper underlayment will outperform a metal roof installed cheaply by someone cutting corners on clips and underlayment. Better system installed properly beats better material installed badly, every time.
We install shingle and tile too, and we'd rather point you at the right one than sell you the expensive one.
Warranty
Metal carries two warranties: the manufacturer's finish and material warranty, which runs up to 40-Years years depending on the system and coating, and our own written workmanship warranty of 7-Years years.
Both terms are on your estimate in writing before work starts, and we register the manufacturer warranty in your name at completion rather than leaving it to you.
What Makes Us Different
We Ask About Salt First
Distance from open water determines the alloy. Get it wrong on a coastal home and you've bought a forty-year roof that fails in twelve.
High-Temp Underlayment
Metal runs far hotter than shingle. Standard membrane degrades beneath it. We spec high-temperature rated — a common and completely invisible corner-cut.
Two State Licenses
Roofing CCC1332394 and general contracting CGC1533052. Rotted decking, fascia, or structural work handled directly rather than stalling the job.
All Three Systems
Standing seam, 5V, and stone coated — installed by our own crews. We don't steer you toward whichever one we happen to be set up for.
Approval Numbers on Request
Ask for the Florida Product Approval covering the exact assembly we're quoting and you'll get it. Try that with three contractors and compare the answers.
The Owner Walks Roofs
Ronny Hanna runs the estimates that matter and answers the phone when something goes wrong after the check has cleared.
Metal Roofing FAQs
How long does a metal roof last in Florida?
Properly installed and correctly specified for your exposure, 40 to 50 years is a realistic expectation — roughly twice a shingle roof. Coastal homes sit at the lower end unless the alloy was chosen for salt exposure, which is why that assessment matters more than any other decision on the job.
How much does a metal roof cost in Florida?
Typically two to three times a comparable shingle roof, with 5V at the lower end and standing seam at the upper. The variables are square footage, roof complexity, panel profile, gauge, alloy, and how much decking needs replacing. We'll inspect and give you line-item pricing in writing. Try our roof cost calculator for a rough starting figure.
Is a metal roof noisy in the rain?
Far less than people expect. The noise associated with metal comes from panels fixed directly to open purlins — a barn, essentially. On a house, panels sit over solid decking, self-adhered underlayment, and an insulated attic. Most homeowners report it's no louder than the roof they replaced, and some find heavy rain more audible in a pleasant way rather than an intrusive one.
Will a metal roof dent?
It can. Aluminium is softer than galvalume and dents more easily from falling branches or heavy hail. Thicker gauges resist better, and stone coated profiles hide minor denting almost entirely because the surface isn't flat. It's a real consideration on a coastal home where aluminium is otherwise the right choice, and worth discussing before you specify.
Does metal attract lightning?
No. Lightning is drawn to height and geometry, not to the material — a metal roof doesn't make a strike more likely. If your house is struck, metal is arguably safer than shingle because it's non-combustible and disperses energy rather than igniting.
Will metal lower my energy bills?
Reflective metal finishes reflect a substantial portion of solar heat rather than absorbing it, which lowers attic temperature and reduces air conditioning load. How much that saves you depends on your insulation, ventilation, HVAC equipment, and colour choice — so we won't quote a percentage. Lighter colours and cool-rated finishes perform considerably better than dark ones.
Can metal be installed over my existing roof?
Sometimes physically possible, but we don't do it. Layering over an old roof hides deck condition, prevents proper underlayment, and complicates every future repair. On a system meant to last forty years, starting with unknowns underneath makes no sense. We tear off to the deck.
Which areas do you serve?
We're licensed statewide, with crews working regularly through Martin, St. Lucie, Palm Beach, Broward, and Southwest Florida — including Stuart, Palm City, Port St. Lucie, Jupiter, West Palm Beach, Boca Raton, Fort Lauderdale, Naples, Fort Myers, and Cape Coral.
Related
Compare the three systems in detail: standing seam, 5V crimp, and stone coated. Weighing metal against other materials? See architectural shingle and concrete tile.
Whichever you choose, it sits on underlayment and secondary water resistance — and on metal the underlayment spec matters more than most people realise. Not sure where to start? Book a free roof inspection, or see full roof replacement.
Thinking About
Your Last Roof?
Free inspection, exposure assessment, physical samples brought to your home, and line-item pricing in writing. We'll also tell you honestly if metal isn't the right call for your situation.