Homeowners & HOA Properties

Residential
Roof Replacement

A full tear-off to the deck, with the underlayment, fastening pattern, and documentation that decide whether a Florida roof lasts eight years or twenty-five. And an honest answer first about whether you need one at all.

Roofing CCC1332394 General CGC1533052 BBB A+ Rated Serving All of Florida
Do You Need One?

Signs It's Time
to Replace

One of these on its own usually means a repair. Three or four together, and you're spending money on a roof that's already decided.

Stains that come back A ceiling mark that reappears after every heavy rain, or grows a little each time. Patching the visible spot doesn't help when the underlayment has failed above it.
Granules in the gutters Sand-like grit collecting at downspouts means your shingles are shedding their UV protection. Once that starts it accelerates.
Cracked, curled or missing pieces Shingles lifting at the edges, or tiles cracked and slipping. Isolated damage is repairable; a pattern across the roof is not.
Your insurer is asking questions Florida carriers routinely request roof condition reports at renewal on older roofs, and some decline to renew. If you've had that letter, the clock has started.
Sagging or soft spots An uneven roof line, or decking that gives underfoot. This one isn't cosmetic — it means water has already reached the structure.
Age alone In Florida, shingle typically gives 20–25 years, tile 40–50, metal 40 plus. Our sun and salt air shorten every one of those compared to further north.
The Work

Where a Roof
Actually Gets Made

Every roofer installs the same shingles from the same manufacturers. What separates a twenty-five year roof from a twelve year one happens in the two days before the covering goes on.

Once the old roof is off, we walk every square foot of decking. Soft, delaminated, or water-stained plywood comes out — and you get the unit price for replacement sheets before we start, so it's never an ugly surprise halfway through.

Then the deck is re-nailed to current code, peel-and-stick underlayment bonded down, secondary water resistance sealed at the joints, and every valley, penetration, and wall intersection detailed properly.

None of that shows up in a photograph. All of it shows up in year twelve.

Residential roof replacement in progress on a Florida home by Expert Roofing Services

Full tear-off to the deck — the only way to know what you're actually working with

Our Process

How a Replacement
Actually Runs

Free inspection and written estimate

We get on the roof, into the attic where there's access, and photograph what we find — including the parts that are fine. You get the photos and a line-item estimate whether or not you hire us.

System selection

Shingle, tile, metal, or flat — chosen for your structure, your HOA guidelines, and how long you plan to own the house. We'll tell you when the more expensive option genuinely isn't worth it for your situation.

Permits and HOA approval

We handle county permitting and architectural review submittals, including colour boards and product data sheets. Landscaping and pool cages protected before anything comes off the roof.

Tear-off and deck inspection

Old material removed to bare decking, then every sheet checked. Damaged plywood replaced at the price we quoted up front, and the deck re-nailed to current Florida code.

Underlayment and detailing

Self-adhered membrane bonded to the deck, secondary water resistance at the seams, then valleys, drip edge, and every penetration detailed. This is the day that decides how long your roof lasts.

New roof installed to specification

Fastened to the pattern the code and the manufacturer require — six nails where six are called for. Cutting corners here is invisible the moment the next course goes down, which is exactly why it happens.

Inspection, cleanup and paperwork

County inspection passed, magnet sweep of driveway and street edge, warranty registered with the manufacturer, and your complete document package — permits, photos, and what you'll need at your next insurance renewal.

What You Get

Included in Every Replacement

Full tear-off to the deck — no layering over the old roof
Deck inspection and re-nailing — to current Florida code
Self-adhered underlayment — bonded, not nailed over
Secondary water resistance — sealed at the deck joints
All permits and inspections — county filing handled by us
HOA submittal package — colour boards and data sheets
Daily magnet sweep — driveway and street edge, every evening
Photo documentation — before, during, and after
Wind mitigation paperwork — for your insurance renewal
Manufacturer warranty registered — in your name, at completion
Your Options

Four Systems,
Four Different Answers

The right choice depends on your structure, your architecture, your HOA, and how long you're keeping the house. Not on which one we'd rather sell.

Typical Florida lifespanBest suited to
Architectural shingle20 – 25 yearsBest value per dollar. Installs in days. No structural questions.
Concrete or clay tile40 – 50 yearsMediterranean and Spanish architecture, HOA communities, owners staying long-term. Needs structure verified.
Standing seam metal40 years plusHighest wind zones, coastal exposure, and owners buying their last roof.
Flat & low-slope15 – 25 yearsFlat sections, additions, and Florida homes with mixed roof geometry.

Lifespans assume proper installation and Florida exposure. Coastal homes with salt air sit at the lower end of every range. We'll give you a realistic number for your specific address rather than the brochure figure.

Recent Work

Roofs We've Replaced

Completed concrete tile roof replacement in Royal Palm Beach, Florida
Tile · Royal Palm Beach
Completed architectural shingle roof replacement in West Palm Beach, Florida
Shingle · West Palm Beach
Residential roof replacement completed by Expert Roofing Services in Florida
Residential Replacement
New roof installation on a Florida home by Expert Roofing Services
New Installation

See more in our project gallery, or read what customers say in our reviews.

When You Don't Need a Replacement

Florida's building code contains what's commonly called the 25% rule: where repairs affect less than a quarter of the total roof area within any twelve-month period, a localised repair may be permitted rather than a full replacement. Above that threshold, the roof generally has to be brought up to current code.

That matters because plenty of roofs sold as "beyond repair" are sitting comfortably under that line. If yours is, we'll tell you — and quote the repair instead.

We've talked homeowners out of replacements more than once. It costs us a job and earns us someone who calls us for the next twenty years. Requirements vary by county, so we confirm what applies at your address before quoting anything.

Financing & Warranty

Financing is available on qualifying projects. Ask when we come out and we'll explain the options for your situation rather than quoting a rate that may not apply to you.

Every roof carries two warranties — the manufacturer's material warranty, which runs up to [WARR-MAX] years depending on the system you choose, and our own written workmanship warranty. Both terms are on your estimate in writing before any work starts, and we register the manufacturer warranty in your name at completion.

Why Expert Roofing

What Makes Us Different

Two State Licenses

Roofing CCC1332394 and general contracting CGC1533052. When a tear-off uncovers rotted decking, damaged fascia, or a structural issue, we fix it — no second contractor, no stalled job.

Decking Priced Up Front

Every roof needs some replacement plywood. You get the per-sheet price before we start, so the number on your final invoice isn't a surprise.

The Owner Walks Roofs

Ronny Hanna runs the estimates that matter and answers the phone when something goes wrong after the check has cleared.

You Keep the File

Photos, permit records, wind mitigation paperwork, and warranty registration. The actual documents, not a promise we filed them.

Four Systems In-House

Shingle, tile, metal, and flat — installed by our own crews. We don't sub out the system we happen to be less good at.

Clean Site Every Day

Magnet sweep across driveway and street edge each evening. Landscaping and pool cages protected before work starts.

Questions

Roof Replacement FAQs

How long does a roof replacement take in Florida?

Most single-family homes are completed in five to ten days depending on size, complexity, material, and weather. Shingle is fastest — often two to four days. Tile takes longest because of the weight, the layout, and the additional inspections. Permitting and inspection scheduling can add time on either end, and we'll give you a realistic window rather than a best case.

How much does a roof replacement cost in Florida?

It depends on square footage, roof pitch and complexity, how much decking needs replacing, and which system you choose — shingle sits well below tile or metal. Rather than quote a range that may not apply to your house, we'll inspect it and give you line-item pricing in writing. Try our roof cost calculator for a rough starting figure.

Can I repair my roof instead of replacing it?

Often, yes. Florida's building code generally allows localised repair where the work affects less than 25% of the total roof area within any twelve-month period. Above that threshold the roof usually has to be brought up to current code, which in practice means replacement. We'll tell you honestly which side of that line you're on, and requirements vary by county so we confirm what applies at your address.

Do I need a permit to replace my roof in Florida?

Yes. Roof replacement requires a permit throughout Florida, and the work must pass county inspection. We handle the filing, the inspection scheduling, and the HOA architectural review submittal where your community requires one. Be wary of any contractor offering to skip this — an unpermitted roof can create real problems when you sell.

Will a new roof lower my insurance premium?

Frequently, yes. A roof meeting current code — with secondary water resistance, proper deck attachment, and correct fastening — typically earns credits on a wind mitigation inspection. We provide the documentation your inspector and carrier will ask for. The actual saving depends entirely on your carrier and policy, so ask your agent for the number once you have the paperwork.

Can you replace just part of my roof?

Sometimes, for isolated areas or a single roof plane. Two things to weigh: whether the code threshold allows it, and whether you'll be able to match the existing material. Colours are produced in batches and an exact match on a ten-year-old roof often isn't possible — a partial replacement can end up visibly patched. We'll show you what it would actually look like before you decide.

What happens if you find rotted decking?

Almost every roof has some. We inspect every sheet once the old material is off, replace what's damaged, and charge the per-sheet price quoted on your original estimate. No renegotiation mid-job. If we find something more serious — structural damage to trusses or fascia — our general contractor license means we can address it directly rather than stopping the job while you find someone else.

Which areas do you serve?

We're licensed statewide, with crews working regularly through Martin, St. Lucie, Palm Beach, Broward, and Southwest Florida — including Stuart, Palm City, Port St. Lucie, Jupiter, West Palm Beach, Boca Raton, Fort Lauderdale, Naples, and Fort Myers.

Related Services

Not sure whether replacement is the answer? Start with a free roof inspection, or see roof leak repair if the problem is isolated. For commercial buildings and HOA properties, see commercial roofing.

Choosing a system? Compare architectural shingle, concrete and clay tile, and standing seam metal. And whichever you pick, it sits on underlayment and secondary water resistance — the layer that actually decides how long the roof lasts.

Once the roof is on, book a wind mitigation inspection. A new roof usually improves several categories at once, and none of that reaches your premium until it's documented.

Find Out What Your
Roof Actually Needs

Free inspection, photos of what we find, and line-item pricing in writing. If your roof has good years left, we'll tell you that instead.